nordanney
2018-12-06 10:57:59
- #1
Why are you filling out the land charge deed with the notary? It should be prepared by the bank and only notarized. The documents are then not sent to the bank, but to the land registry office so that the land charge can be registered. What the notary sent to the bank is a notarial confirmation, for which the notary is also liable to the bank. However, the bank imposes certain conditions on this confirmation (which can normally be coordinated between the bank and notary regarding the content) regarding how it should look. Since you pay the notary for this certificate (yes, you will still receive an invoice for it), he should also work properly – this includes reviewing the land register, the land files, and the application lists.What puzzles me is this. We recently completed the mortgage deed etc. with the notary, and he immediately sent the documents to the bank. However, the letter contains the following statement: "Based on my files and the review of the application list from today, I am not aware of any circumstances that would prevent the registration of the mortgage in the agreed priority position. I have not reviewed the land register files." Why doesn't he review the land register files and why doesn't he directly state that the bank holds the first position in the land register?