Building from 50 - experiences with short-term loans?

I see it very differently.

I’m saying, it’s very subjective...

We’re discussing here the case of the thread creator, and he plans to still have minor children at retirement age! Does he himself also consider the partnership with a 20-year age difference as a rational risk factor?

That’s something he has to decide for himself. He has received enough indications to at least think it over carefully. I am 47 myself and would not want to do that to my children—that when I pick them up from school, for example, their friends ask if grandpa is coming. I want to be able to keep up physically with my children. But that is another issue, not a financial one.

After a full 8 pages, the concerns about the sustainability of the entire construct are getting louder and we are approaching the actual core of the problem.

I mean: statistically speaking, even marriages under ideal conditions do not have a high probability of lasting... the situation presented in the original post certainly doesn’t make it any better. But then voluntarily adding the ultimate divorce factor - "house construction" - to your burden sounds like relationship suicide to me.

I see it very differently. Since yesterday we are debt-free.

Congratulations! Feels good, doesn't it?

Well, let's leave aside the duration of relationships and grandpa factors of perspectives on the desire to have children for now.

I would also like to get back to the core.

1. Is it financially feasible? My conclusions from your threads - yes and no

2. If no: Existing property? That sounded more like a yes

3. Further financing after my retirement: The argument that otherwise one would have to pay rent anyway and banks view that more leniently - also an insight.

I will learn more in conversations with banks/real estate agents/house providers.

Thanks to you all for your opinions so far - the intention of my post was fulfilled!

I am curious to see how it continues. If it goes in the direction of real estate - I will gladly keep you informed.