Really many great answers and ideas here already, thank you very much for that!
wow thank you very much for the detailed answer. We could make the house bigger, but since the plot is rather narrow, and also for the reasons you mentioned, I would prefer to have everything "under one roof." And I’m afraid that if things like the sports and hobby room are planned in the upper floors, they will rather be rationalized away than if they are in the basement.
However, the negative points are also significant, for example I hadn’t considered the insurance aspect.
Did you consider back then choosing a closed water management system? I would initially think that this would lead to fewer surprises like suddenly higher groundwater levels.
Regarding the values you requested:
Drilling depths were 2x7 meters (same conditions). And a ram probing of 4m.
Distance to the neighboring plot would be 2 or 3 meters respectively. To the buildings 5.5 and 6 meters respectively.
How big is the plot? Could you live with raising the house including basement by 2-3 steps?
The plot is >1000 sqm but as mentioned narrow, the building width of approx. 9 meters we already fully use.
I had also already considered raising the building. Theoretically, the building regulations allow the basement to protrude up to 1.4 m, but as others have already pointed out, the ground floor is somewhat blocked by this. And to heap everything up to a hill might also look odd or probably be expensive.