Affordable building up to 400k, still possible?

...

I don’t want to pay off for over 30 years.

Equity 150k
A buffer of 40k was included
4-person household.
Net equity fluctuates extremely fixed at 3.7, last year it was 4,100. We would have to pay off 32 years at 1,120 euros.
I set the limit myself. I don’t want to pay off for more than 30 years.

Equity 150k
A buffer of 40k was included
4-person household.
Net equity fluctuates extremely, currently 3.7, last year it was 4.100. We would have to pay off for 32 years at 1,120 euros.
I set the limit myself. I don’t want to pay off for more than 30 years.

Yes, that is doable with the capable craftsmen in your family. Would a shell construction house be an option for you, provided that the gentlemen, dad and father-in-law, are not too old? You could also talk to them about what they feel confident doing and what not.

I almost always vote for building a house in this forum ... especially with craftsmen in the family anyway.

Even if it’s not going to be a shell construction house, it’s doable.

You would probably also pay rent until your last breath.

Would you like to write whether the plot is level, developed, if there are residues from gas stations, unexploded ordnance, or similar? Then we can better estimate the earthworks here. (A note, which I don’t know if it can be generalized: Originally, a strip foundation was planned here. For reasons unknown to me, that didn’t work out, so we will now pay about €10,000 more for the earthworks/foundation slab. Detail: The house manufacturer credited us about €5,000, so the foundation slab was cheaper, but the earthworks became about €12,000/14,000 (?) more expensive. If it helps, I can look up the exact numbers again.)