Fuchur
2019-09-19 17:41:23
- #1
You have combined some quite special requests.
- Most banks require at least 2% initial repayment. That already leaves only a handful.
- The low initial repayment determines the calculated term, so probably the pension entry is a problem. Some will drop out there or significantly adjust the conditions. What you plan to do later does not interest the bank; on the contrary, you also need one that allows changes to the repayment.
- A 20-year fixed interest period is not unusual now, but regional savings banks often fall out, for example, and they often have good regional conditions.
- Banks with 24 months interest-free provision period exist - rumoredly. They probably have to be searched for with a magnifying glass and then charge a lot for it.
In short, you are looking for a bank for all your above, exceptional demands and it should also have the best market interest rate. That will not work. You will have to make compromises somewhere.
Therefore, the question about age and income is not entirely unfounded, because the equity contributed does not fit at all with the desired repayment for this small amount.
- Most banks require at least 2% initial repayment. That already leaves only a handful.
- The low initial repayment determines the calculated term, so probably the pension entry is a problem. Some will drop out there or significantly adjust the conditions. What you plan to do later does not interest the bank; on the contrary, you also need one that allows changes to the repayment.
- A 20-year fixed interest period is not unusual now, but regional savings banks often fall out, for example, and they often have good regional conditions.
- Banks with 24 months interest-free provision period exist - rumoredly. They probably have to be searched for with a magnifying glass and then charge a lot for it.
In short, you are looking for a bank for all your above, exceptional demands and it should also have the best market interest rate. That will not work. You will have to make compromises somewhere.
Therefore, the question about age and income is not entirely unfounded, because the equity contributed does not fit at all with the desired repayment for this small amount.