We are beginning to plan the construction of our house

2016-04-14 00:57:36

And alongside my studies, I also worked part-time and were thus able to save up this amount over several years.

Oh, how I would give for my studies to allow a part-time job.

2016-04-14 09:21:15

Oh, what I would give if my studies allowed a part-time job.

If you want to and sacrifice the time, you can do part-time work alongside "almost" any course of study. I have so many friends who work part-time or marginally employed during their studies (from many different fields of study).

2016-04-14 10:33:01

If you want to and invest the time, you can also do part-time work alongside "almost" any course of study. I have so many friends who work part-time or marginally employed during their studies (from many different fields of study).

There is a world of difference between part-time (which usually corresponds to 25 hours/week) and marginal employment (which I have been doing since I was 16). I would guess, just from gut feeling, that you will not complete our electrical engineering degree within the standard period of study if you work part-time; unless you completely disconnect from life and only have work and study for 5 years.

2016-04-14 10:49:30

There is still a world of difference between part-time work (which usually means 25 hours/week) and marginal employment (which I have been doing alongside since I was 16 years old). I would guess from experience that you won’t finish our electrical engineering degree within the standard period of study if you work part-time; unless you completely disconnect from life and have nothing but work and study for 5 years.

No one said that you can complete the minimum study period with a part-time job. (There are always exceptions.) I also needed 1.5 semesters longer for my studies, but I was working and was able to save quite a bit. I have three colleagues in my current job who are doing their master’s degree alongside a full-time position. It’s no secret that studies get prolonged.

2016-04-14 15:24:37

Part-time master's degrees are a completely different matter again. I don't see the point in delaying your studies in order to be able to work. Finishing your studies faster to then earn full-time seems more reasonable to me. It's different, of course, if you rely on financial means and therefore work alongside your studies, but then there probably wouldn't be much left over.

I would consider any jobs you somehow fit in alongside your studies as marginal when it comes to building savings. Whoever can save something is probably living with their parents, and then we're talking about opportunity costs: you go to work and can only save because you live rent-free with your parents. So basically, the parents give you money every month in the form of waived rent.

2016-04-14 16:54:00

Part-time master's programs alongside a job are a whole different matter again. I don't see the point in prolonging your studies to be able to work. Finishing your studies faster to then earn fully seems more reasonable to me. Of course, it's different if you depend on financial resources and therefore have to work alongside your studies, but then there probably isn't much left over anyway.

I would consider all jobs that one somehow fits in alongside studies as marginal when it comes to building savings for a home. Whoever can save something probably lives with their parents, and then we're talking about opportunity costs: You go to work and can only save because you live rent-free with your parents. So basically, the parents are giving you money every month in the form of waived rent.

As you already said, if you have to pay rent for an apartment, you have no choice but to work. In my case, my partner was working full-time and so we were able to set the amount aside. And it can very well make sense to work alongside your studies and thus extend your study period if you want to gain professional experience in your field on the side. Everyone is free to do it as they see fit. I just wonder why the 50k is being questioned? It's not that far-fetched to save that much in a few years.

We are beginning to plan the construction of our house

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