To what extent do you consider living in old age when building?

Thank you for the suggestion, that is something we should seriously consider - construction planning for the time when the child moves out, and then something small. Let's see what my husband thinks about it. And how to best invest his money currently, so that it is still worth something in 15 years. Or is this now a crazy idea... - one day you realize that you don’t need 99% at all -

I am somehow already at Grym... before I can no longer walk up the stairs, I will have other problems. It is not unlikely that we will build a second time in old age - accordingly then smaller and completely barrier-free.

I find the attitude brave. As I said, I don’t have to be over 60 to possibly encounter problems; unfortunately, that can happen unexpectedly due to illness or an accident. And if I suddenly can’t climb the stairs anymore, it won’t help me that I actually wanted to move out when I got older.

And, which hasn’t been a topic at all here: the older you get, the harder it becomes to deal with changes. I see that now with my 76-year-old mother: everything should stay the way it is. Even the decorations have their fixed place! Besides, you have lived there for a few decades, know the people, have social ties. That’s not something you can quickly rebuild elsewhere when you’re older. I see it with my friend’s parents: they relatively early handed over their house to their daughter and moved back to the city (where both grew up). And what happens? The friendships that have grown over four decades in the village neighborhood are still the main circle of people they interact with and with whom they share joys and sorrows. So they almost always sit at the daughter’s place and her family to be with their familiar neighborhood.
A few decades are just not so easily forgotten. ESPECIALLY when you are old. And of course, there can be many good and quite legitimate arguments in favor of such a late move, I do not want to deny that, that is true. But the old saying about the old tree that shouldn’t be relocated is definitely true. I am experiencing it live right now.
And we won’t be any different...

...by the way, sometimes it is also quite good to have to climb stairs when you are old.

In America, the trend of quickly changing houses has been around for a long time, and such a thing is known to spread over here after at most 10 years.

With acquisition ancillary costs of 10%, and a tendency to rise, that won’t spread anywhere quickly, especially since this flexibility in the USA (and elsewhere) has existed for more than 10 years.

If you "burn" around 50-60k here for a 500k property for the associated costs, you only pay 7-12k in the States, even with additional legal support, at most 20k.

When you are 30, you can already assume that you still have 35 mobile years ahead of you. Every 10 years only really works if real estate prices continue to rise like this.