I stick to the fact that gazing into a crystal ball and fiddling with fictitious energy prices ultimately brings nothing. As I said, it’s just a few euros per month, the previously mentioned 80 euros I cannot understand when comparing modern heating systems in new buildings.
In other words, economically speaking, it doesn’t matter much whether gas, pellets, or heat pump. You can calculate everything to confirm your own opinion. As long as the system is properly planned and executed, it doesn’t matter either, because the differences in heating costs are marginal.
So sit back and look at the requirements of the house. And then choose the appropriate system accordingly.
By the way, optimizing can become a time-consuming hobby, which I indulge in from time to time. But you always have to put it into perspective ;-).