Swabs in object position and initial questions

The decision cannot be taken away from you. But if you have made a decision, you must fully stand behind it, otherwise you will not be happy. Everyone who has built or bought something has made compromises of some kind, so it doesn’t help to then doubt your own decision. All options are valid and are lived out thousands of times daily, and people are satisfied.

Relatively short: If I were you, I would choose the suburb. You yourself have listed all the positive points (good location for children, short distances to shopping facilities, drivable distance to the big city, ...). Of course, a later sale does not have to be a sure thing, but for now, I would focus on myself and my children, not on a possible sale later on (or it could be rented out).

We also recently built and made compromises regarding the location. Although my wife had actually clearly said "no one will get me out of my hometown," we moved to the neighboring city. Why? Because here we get more house for less money. The location is optimal for our child, also for us, only the land prices are simply lower. Due to the Ruhr area location, my wife can be back in her favorite city quickly by car or public transport, so that's fine. But yes, compared to our original plan, we definitely made a compromise here. A conscious one though.

There is the assumption that the value of real estate would steadily increase. This is not the case, not necessarily. And all the additional costs we pay today, you don't get them back when selling and you have to pay them again when you want to buy again. As a tenant, you don't have that in this form.

No, I didn't mean that the value of the property will necessarily increase. I meant that you do get money when selling, while as a tenant you at most get your deposit back.

Best regards
Sabine

no, I didn't mean that the value of the property will necessarily increase. I meant that you do get money when you sell, whereas as a tenant you at most get your deposit back.

Best regards
Sabine

However, at that point I agree with Bieber. According to your logic, a loss-making deal would be more appropriate than renting.
I wouldn't always agree with that. It depends on the case. ;)

I meant that you get money when you sell, whereas as a tenant you at most get your deposit back.

This only applies to a debt-free house. And hopefully the tenant can also offset assets ... Anyway, this leads too far here IMHO and has already been discussed many times over (here as elsewhere, the term "buying or renting").

I would simply make a list What would be missing if I move out of the big city? What alternatives are there in the small town? With the S-Bahn connection you are really quick in the city. What advantages does the small town have that the city does not offer me. Maybe you will find a solution this way. Rents in the big city Semi-detached house in the big city and pay off for longer Dream house in the small town with desired loan term but something is missing. Without knowing your situation, I would move to the small town. When I see how my niece (big city) enjoys the space every time with us and also that she can be really loud etc. My sister needs 45 minutes by S-Bahn from the station to her apartment, after the town sign still the same city. I once lived in the big city and moved to the small town next door after 1 year and found it ideal. As a single in my early/mid 20s - Great bus connection, especially the night buses. (is important if you are in some club every night) - Was just as often as before in the big city, meeting friends, shopping, fitness club, etc. Distance was further in kilometers but travel time shorter - Cheaper rent, nicer apartments, everything important within walking distance, parking space, doctor around the corner, quiet