I have laid tiles on underfloor heating in the hallway and layered oak parquet floating in the kitchen and living room. When wearing socks or barefoot, I notice that the tiles are warmer than the parquet. But only a little bit. And the thermostat is adjusted according to the room temperature; it is a comfortable 20°C everywhere. I find wood especially cozy. How much extra energy it costs me, I do not know. It is definitely great and I would do it the same way again.