Time: Right, I meant to express that your concept is probably okay for you, but the majority of home builders will not be able to manage with it.
Money: When I read what you do and assume that most home builders cannot do this themselves and have to hire craftsmen, I believe it will become quite expensive. Therefore, new construction is probably more sensible.
Risks: Where do the risks come from, from "cheap is cool"? As long as people believe during construction that it mainly has to be cheap, the risks are wide open. It already starts with wanting to save on a decent architect and engineer. That goes through the craftsmen and the materials, except of course for expensive fixtures and so on.
Insulation: Not a word about it. I am a convinced timber builder and we never insulate with products from the petroleum industry. We have excellent insulating materials made from our own material if it weren’t for “cheap is cool” again. Our insulating materials simply cost a bit more. There are no uninsulated ceiling floors at all, and the houses are made airtight, equipped with sensible heating systems, and the windows also have excellent values.
Energy consumption: That an old building only consumes more because the ceilings are higher, I would call a fairy tale. Certainly, you are right, it is not only about the wall but about a holistic insulation concept, and that also includes the airtightness of the building envelope. Highly insulated building envelopes consume significantly less energy, that is an indisputable fact. Maybe you should have a "Blower Door" test done at the end. I really hope for you that there will be no nasty awakening. Maybe I have really misunderstood you there, I have just read nothing about insulation.
Glue: Once again, chipboards no longer play a role in structural construction. If something like that still exists in hardware stores, it has something to do with the fact that many DIYers think: “I live in a house and besides there is Mr. ‘Google,’ so I am a construction expert and besides everything is so nice and cheap.” In structural construction, PU-bonded OSB boards are usually used and floors (laminate and prefinished parquet) usually have MDF boards as carriers. That doesn’t mean that there isn’t anything else. FDH has been and was in the past brought into the house less through building materials but rather through furniture, floors, and believe it or not, wool carpets. Not everything that comes from nature is ecological.
PU: I have to repeat myself. Modern wood products bonded with PU (OSB, BSH, KVH, BSP) have no emissions from the PU glue. Of course, great care must be taken during processing in the companies to protect the employees. In the hardened state, and that is all you get as a customer, there are no measurable emissions and the measurement methods are highly advanced.
Yes, and greetings from P.