f-pNo
2015-10-15 00:47:17
- #1
Without an example calculation, such statements are unfortunately not convincing. Didn’t you even calculate anything?
You are of course right. However, I simply don’t have my documents with me at work and also don’t have the time for extensive calculations.
So now (during “Walking Dead”) I have some time for this. However, only a “rough calculation,” since I don’t feel like doing a large Excel calculation.
Acquisition 9,500 euros minus reimbursed VAT 1,526 euros = approx. 8,000 euros
8,000 euro loan at 1.5% interest rate = 120 euros p.a. x 20 years = 2,400 euros
8,000 + 2,400 = 10,400 euros financing cost
Payment from the electricity provider 50 euros p.m. = 600 euros p.a. (there is likely still a small buffer at year-end)
600 euros x 20 years = 12,000 euros revenue in 20 years
This does not yet take into account that about 20-25% of the production is used for own consumption (here you can simply assume every kWh at least 0.20 euros) = saved electricity costs.
Also, it is not considered that the interest expense decreases with every monthly repayment.
However, potential maintenance costs were also not taken into account (since I currently have no idea what amount these might be).
To round this off from the tax side:
You have to pay VAT to the tax office on the remuneration for the electricity revenue. Also on the own consumption. You can then mostly reclaim this via the tax return (depreciation of the system, the interest, etc.).
I hope this helps you a little.
PS: I record the data on electricity consumption, production, feed-in, etc. daily in Excel. That’s why I also have a relatively good overview regarding our system.