Single-family house with 2 residential units for KFW funding

Sorry, that’s nonsense – then I would write it exactly like that in the application according to reality and see whether it really doesn’t matter and whether this does not contradict the actual purpose of the funding. I once knew someone who always based his decisions on where he could get the most out of it for himself and without regard for the community. Terrible, but that can be treated. So I should also design my house according to whether I can fraudulently obtain funding? I can’t follow that, because such a floor plan requires adjustments that affect the main floor plan. Everyone complains about Ukrainians who receive citizen’s benefits and so on (maybe rightly so, I don’t want to judge that) but mostly it helps if you just look in your own mirror and see someone who does not behave one bit differently than what they loudly condemn in others, even more reprehensibly. And: Just because you do that as a “German” in your own country doesn’t make it any better. Not everything that is not explicitly forbidden thus becomes something permitted. Cum-Ex also exploited a loophole.

If I’m bored, I’ll check with the KfW whether you can apply for the 297 (owner-occupation) for two residential units. If that’s the case, you can put away your moral cudgel again.