Selling a house with or without an agent

Why sell? You can also rent it out first, the interest rate is then certainly at 0.38%, so you can quickly calculate what income the house generates. We also newly built in Hamburg with three children, I couldn't afford an extension, but through renting out the whole house, the new house has been paying off easily since 2011.

Why sell? You can also rent it out first

First of all, that's bad advice. It's either one or the other. Otherwise, the speculation tax kicks in if you might want to sell within four years.

I roughly calculated this.
With renting, I would need about 40 years to cover the sale proceeds + maintenance costs + interest payable on both houses. I would then have a total of over 600,000 in loans to repay.
Selling currently seems more attractive in order to be debt-free at 36 with a home of my own.
In addition, I save myself the hassle with tenants.

If I were to rent it out, I would need about 40 years to reach the sales proceeds + maintenance costs + interest payable on both houses.

However, that ignores additional increases in the property's value. I don't know how the market is developing where you are, but here in Berlin, the value of my apartment increases by 10-15% per year. I'd be stupid to sell now.

However, this ignores additional value increases of the property.

Yes, that's true. But the increase in value over the last 5 years has already been enormous. And I simply cannot imagine that it will continue like this endlessly. That's why I feel better selling now and being debt-free than having a sum of over 600,000 in debt and relying on a continuous increase in value.

Yes, I see it that way too. That's why I often dismissed HilfeHilfe's post as "main thing is the noise" and nothing helpful.

It wouldn't be wise to offer too high. The price should be market-appropriate and realistic.

yes but what is market-realistic?

Prices have long since decoupled from the market in desirable locations and now comes Corona. Everyone reads the newspaper and thinks "now I'll get a bargain," no one wants to buy. Now all the opportunists are coming around.

It's like the stock market, you never buy at the best/worst price. The main thing is to be satisfied. When we bought, it was important to us to do it without an agent to save those costs. We succeeded.