Reconstruction after fire - Is the cost level justified?

  • Erstellt am 2018-08-31 02:38:05

apokolok

2018-08-31 11:32:05
  • #1


 

Matthew03

2018-08-31 11:53:02
  • #2
That is not the same, even if it sounds like quibbling ;)

If he is underinsured, that would be very unfortunate and his problem. If the insured amount is not sufficient to cover today's new construction costs, but he is not underinsured, it is the problem of the insurance and their calculation.
 

apokolok

2018-08-31 12:02:41
  • #3
If he had a waiver of underinsurance in there, hardly everything would have been stopped. I have already read that correctly, it is an old policy with an insufficient sum and without a waiver and the OP has a problem.
 

Matthew03

2018-08-31 12:26:30
  • #4
...then he should mention that as well or correct it now.
 

Snowy36

2018-08-31 20:32:40
  • #5
But the insurance doesn’t have to provide you with a house full of all kinds of technology etc. if you have previously lived in a house from 1936 with the standard of that time? They certainly won’t give you a new building with all the bells and whistles then…..

If you previously heated the hut with a wood stove, for example, you won’t get a heat pump now. Or if you had an outhouse, they certainly won’t pay for a super fancy expensive toilet system now…. no idea how they calculate that exactly, but I can’t imagine it, you are not allowed to be better off than before
 

Zaba12

2018-08-31 20:48:23
  • #6
Underinsured due to the increase in value over the past years. Also a bad joke. I've actually never seen it like this or thought about it before.
 

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