Purchase opportunity single-family house from the 80s - risk?!

  • Erstellt am 2022-10-17 11:37:43

hauskauf1987

2023-01-14 13:01:41
  • #1
And bought a house and financing through?
 

Alibert87

2023-01-18 11:42:51
  • #2
Financing was relatively "easy" although I would have liked to have better conditions. But the current situation does not allow better (we now have 3.6 for 30 years, equity contribution 10%). The notary appointment is still pending (it was quite an odyssey with the seller) but we will finally finalize it this week
 

BackSteinGotik

2023-01-18 13:12:56
  • #3
Sounds good! Where did you end up price-wise? Were you able to negotiate the price with the seller at all? The interest rate doesn’t sound too bad for 30 years considering the conditions (30 years vs. 15 years interest rate?). With which bank?
 

Alibert87

2023-01-18 14:05:14
  • #4
520TE. still a lot of money (too much!?), but determining an exact price is always difficult. I would have liked to see a 4 :) We are financing with Hypovereinsbank. We have heard a lot of bad things in many places (also from advisors), and it was partially discouraged. But for us, it went almost flawlessly (unfortunately, due to illness of the employees and "long" processing times, we could not do the combination with KFW).
 

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