Procedure of banks when purchasing an existing property

Originally, we wanted to sell the house without an agent. Now we are considering whether to give the house to a bank/savings bank agent because of the situation described above, since then the bank people could "work it out among themselves." "Among themselves," the valuation might be more uniform and the sale would proceed more smoothly. What do you think?

Copy the building file at the city office. Then you should already have most of the documents, and then everyone will get a digital copy. The buyers should then derive the corresponding living space calculations or something similar from the documents themselves.

Of course, you can also choose the buyer who has the fewest problems and doesn’t annoy you with viewings.

In the end, supply and demand still apply, and whether you have enough interested parties. Obtain prompt (actually non-binding) financing confirmations from the banks of potential buyers. Those who can provide this promptly without much fuss are in the closer selection.

You have to put pressure on the buyers, not the other way around.

What do you think?

Do you know what the broker will say? Dear customer, I am happy to prepare a property brochure, but I still need the following documents from you... Depending on the federal state, you also pay a substantial broker commission for this. Besides, they don't sort that out among themselves.

Great, thank you. Then I will do everything as you suggested. Except for applying pressure, they are all such nice, young people with such sweet little babies and children. I want to relieve them as much as possible.

We sold my sister’s house last year. The prospective buyers were a very solvent, both employed, family.

After we had settled everything among ourselves, we received an email from the financing bank stating that there would be an inspection by the bank because there were no pictures of the bedrooms in the exposé.

I asked the bank if I could simply provide the pictures afterwards. The bank agreed, told me which pictures were still needed, and so we were able to clarify that.

The buyer told me that this is now common practice at banks because the new regulation requires that a house roughly corresponds to the bank’s lending value. As security for the bank.

Whether this is actually the case, the bankers among us will surely know.

The buyer told me that this is now the case with banks because the new regulation requires that a house roughly corresponds to the bank's loan value. As security for the bank.

Whether this is actually the case, the bankers among us will probably know.

However, the loan value is usually much lower than the market value, or is that incorrect? In addition, the bank thereby determines how much money a seller can ask for his existing property without ever having seen it, right?