Only from BHW financing, how can that be???

If the contract is still fresh, then check when the cancellation period begins to run. Often it only starts after the contract is accepted by the construction company, which can give you valuable days and would be the most advantageous way.

Calculate it yourself: € 1,700 salary € 483 parental allowance (what happens when it runs out?) € 154 child benefit Total € 2,337 minus installment € 1,300 minus management/ancillary costs house € 400 Remaining € 637 Regardless of the fact that the bank cannot believe that you can get by with € 637 for three people (living expenses, clothes, childcare, vacation, car, insurance, etc.), how can you do it yourself? And even if you work again and, for example, earn € 1,000 net, only € 1,154 remains for you. Even that is irresponsible and too low for a family with a small child. Question answered? The BHW should also definitely not grant you a loan.

Theoretically, he can tell you whatever he wants. You are obligated to review the documents before signing. By signing, you also confirm that you have understood all the terms. A €1000 installment without additional costs is impossible with this income... but that only reflects my opinion.

Theoretically, he can tell you whatever he wants. You are obliged to check the documents before signing. With your signature, you also confirm that you have understood all the modalities. A €1000 installment without additional costs is impossible with this income... but that only reflects my opinion

We haven’t signed anything else, so no financing or anything. I also have the feeling that this guy wasn’t entirely on the up and up. Because how is he supposed to get the financing approved???

We haven't signed anything else, so no financing or anything. So I also have the feeling that this guy wasn't entirely on the up and up. Because how is he supposed to get the financing approved???

You still haven't understood that he doesn't care about your financing or whether you can even afford it. The thing is, there will always be a bank that offers you a lousy deal, and so you can't get out of the contract. If you want to get out of it, it will only be possible with very high costs. 10k won't be enough...

I actually feel terribly sorry for you. It's also very unfair to lash out now and say: we told you so... how long ago was the signature? What exactly did you sign? Maybe there's a way to get the cow off the ice...