Newly built - build again right now?

What would be the issue if it were a divorce house?

Bargain hunting!
Divorces are expensive and take a long time. Quick money is usually preferred, as a buyer you naturally take advantage of that. Often young houses that lose value shortly after moving in (like with a new car). An acquaintance of ours is a divorce lawyer and now cooperates with a real estate agency – there’s a lot of money in it.

Maybe the bank waives part of the prepayment penalty if the new property is also financed through them?

galant would be to transfer the land charge to the new property and to additionally take up the difference in financing at current conditions. Surely a solution can be found there.

By the way, what is your wall construction like?

Our current plot is also still located in a corner of a noise level area because of a somewhat distant road from which the entire development area is accessed. There is a 50 km/h speed limit and the environmental report states that traffic there is more likely to decrease. A berm (2m) is being put up along the road for the houses that directly border it. That helps on the upper floor, where bedrooms mostly are, but probably not much ...
The requirements for the sound insulation value, which result from the environmental report for our property, are a joke. Any cardboard wall can manage that, to exaggerate a bit. So it is definitely in one’s own interest to take it more seriously.
Especially since the expert report in the environmental report of course refers to the applicable rules. In reality, hardly anyone drives 50 there, rather 70. But the protection requirement is naturally based on the permitted speed.

I think we will find a solution with the bank. We have a very good connection to the head of the credit department there. Maybe the bank will waive part of the early repayment penalty if the new property is also financed through them?! I do not want to make any statements regarding the loan amount here.

Preferably property exchange with small fees. Whether they waive the vve. I don't think so

No VVE is incurred when changing objects, as far as I know (we had planned it ourselves, therefore we made inquiries).
Best regards in short

How far is your house from the street (is the speed limit 50 there)?

Best regards
Sabine

Friends of ours sold their condominium again after 2 years because a single-family house became available. Prepayment penalties were indeed paid there, but the bank reduced them by 50% because the new loan was taken out with the same bank.

if there is a noise protection report, it might also be worth checking whether someone made a mistake and you can claim recourse

is the report faulty?
did the architect plan incorrectly?
was the construction not carried out according to specifications?

an option here would be to go to an independent expert (e.g. someone from [Bauherren-Schutzbund], they belong to the consumer advice center) who could possibly clarify the above questions or advise you on how they can be clarified/ what this clarification would cost