New beginning after termination due to personal need

The landlord situation here is such that he is trying to fraudulently evict us from the apartment. He is a real estate agent and owns almost all the properties he rents out himself. Not long ago, he built several apartments, about 60, all newly rented, and on our property, in the house next door, he also had an apartment vacant for a long time and has just newly rented it out. He should have considered these apartments first before giving us notice. Especially since he owns a large city villa here in town, as well as a big house further north. The whole matter is with the lawyer; there are also various other serious pieces of evidence against him, which I will not go into detail about now. Even if we were to win the case 98%, which all lawyers currently assume, it would not be morally justifiable for me to continue throwing my money into this "person's" mouth. Such behavior deserves to be severely punished. This property was newly built, is now exactly 3 years old, and experienced people know what he intends now?! Exactly – the grace period is over, it will be sold. Back to topic.

Rents here for a nice, modern 80-90m² 3-room apartment within a 30km radius are about 1000-1100€ cold. Three rooms because I need an office where I can work in peace. If I calculate all costs for a single-family house, I can spend 1100-1200 per month for the repayment rate, and I am calculating about 450€ for house incidentals, which are typical for a house. This already includes 150€ per month for repairs and renovations, which you set aside in a separate account month after month. Insurance is also calculated. Altogether, there will be 1637.50€ left over for two people, without children. Sounds bad, but is it really that unrealistic? With the rents, buying is cheaper – if the bank, or rather a bank (comparisons ongoing) cooperates. We don’t need to talk about the fact that I wouldn’t have to continue paying rent prices probably well over 1500€ with my pension in 30 years. A home is then a home. So that was my thought process up to this point, but that is why I am here, to have this train of thought reorganized by experienced home builders, and I thank you for every answer so far, great forum =)

What does a condominium cost with you? A house will be difficult to manage without commuting for ages. And even if you don't like a condominium that much, it's better to pay off your condominium than to rent one. How is your income divided? Would a job change be an option for one of you?

Since I am unfortunately not allowed to post links, I have to write it down. A relatively modern condominium built in 2002, 3 rooms, 88m², is priced at €348,000. If I go to the ghetto, with 7-8 floors, it's €100,000 less. But I wouldn't even move in for free.

A few new construction projects are planned nearby, then with 80m² at €378,000 - €398,000.

Hello, welcome to the forum. I suggest arranging an appointment with your main bank or a financing broker soon. The maximum amount, you can work with that and see what is possible. I think it will come down to existing properties. Although... what do the plots of land that interest you cost?

Couldn’t find a property under 500K yet. Don’t know where properties are listed either, does anyone know? Town hall? Bank appointments are scheduled for the next few days, hope something useful comes out of it. However, I’m not very hopeful A without equity and B not to waste a ton on interest, because banks love to make money off bankrupt people like me, risk and all :-P

Since I'm unfortunately not allowed to post links, I have to write it down. A relatively modern condominium, built in 2002, 3 rooms, 88m², costs 348,000 €. If I go into the ghetto, with 7-8 floors, it's 100,000€ less. But I wouldn't move in there even if it was for free.

A few new construction projects are planned nearby, then with 80m² at 378,000-398,000€

But that's in Hamburg, right? I think you should rather look for condominiums in the commuter belt.