One really has to smile here.
no one denies that the OP can do something, but without money nothing can really be done.
The only thing that brings security is the way to the bank, which is doable
And here are a few comments on your statements again:
They have to pay about 650 cold rent + heating costs
I pay 990€ warm rent,
I find the rents totally reasonable to cheap. You can’t live that cheaply in property ownership.
-My grandmother, 85 years old, receives a pension many could only dream of, the house is paid off and stands on a church leasehold property (cost of the land linked to the wheat price)
Additionally about 120,000€ in liquid assets
She or her family probably had to work hard for that. Once she is no longer so spry, care will consume the liquid assets. Transferring it now doesn’t help either, the heirs are always involved.
Laugh, hypothetically speaking, if she were to gift you the money and becomes a care case, her children (your father? mother?) would have to pay for this care. Or it will be the case that the authorities approach you and you have to pay back the money.
We’ve already had this topic here once.
The rent for my parents in the new house is realistically around 500€ for 60 sqm. I just calculated 350€ just to be on the safe side.
There’s no money from grandma because in her view she’s barely scraping by and I don’t blame her for wanting to keep everything for now... that is also her right!!
That, however, and also how frugal you are with 2100€, does not interest the bank. They calculate with flat rates: one person needs a certain amount for living expenses, two people need less than double that etc.
A small car doesn’t count as an acceptable vehicle to you?
I think you know what was meant by selling the car.
In every construction project, at least one car was worn out by us. Especially the own labor makes a small car a large vehicle, after all materials have to be transported from point A to point B.