Heidelberg85
2018-02-15 07:48:41
- #1
Well, that’s nonsense – or to put it a bit more politely: bar talk. Of course, a lawyer can have numerous illnesses that make him or her unable to work. Ranging from herniated discs or actual issues with eyes or hands that make working at a desk impossible, to burnout and other stress-related illnesses. Whether however one wants to make an insurance company happy by taking out private disability insurance in addition to the professional pension scheme disability insurance is a different matter and I consider it rather overinsured.OT: I always wonder why on earth a person who primarily works with their brain needs disability insurance? I can still work even with severed hands. Only my head should still function, and if that’s gone, I don’t care about my disability insurance either. We once had someone show me (IT guy) when disability insurance would really apply for me. I’d almost have to be in a coma. Disability insurances that cover more generously are hardly affordable. We are betting on the risk that nothing will happen in the next 10 years. After that, the house should be paid off enough that at least the loan can be repaid through sale.