toxicmolotof
2014-06-28 22:43:10
- #1
they know their stuff and give useful tips BEFORE a credit inquiry by a bank stains the Schufa.
Sorry, but this is rubbish.
A credit inquiry does not stain the Schufa.
1) It is not relevant for the score.
2) For 80% of mortgage financing, the score is irrelevant anyway.
The media-driven fuss a few years ago concerned a few banks that made incorrect inquiries for consumer loans. But the issue has been off the table for 5 years.