How successfully did you negotiate?

Moin Moin

What a ridiculous way of doing business.
The first one to drop out would be me.
This is almost comparable to a kitchen studio.


Olli

Well, everyone can decide for themselves how to "snag" the best conditions. If you are satisfied with the first offer, all the better. At least it saves time; whether it also saves money is another question.

Well, everyone can decide for themselves how to "snag" the best conditions. If you are satisfied with the first offer, all the better. At least it saves time, whether it also saves money is another question.

Good morning

If in a conversation I am told as a condition for a fair offer that I should first shop around with the received offer, I have to ask myself about the competence of the provider and whether the person across from me even takes me seriously.

I am always buying a product, not a price or discount.
Other criteria are much more important.
The product or service – does it meet my requirements or expectations
The price – does it fit within my budget
The provider – is this my business partner

So sure, I may have paid a bit more at times, but rarely too much and what is even more important, rarely too little.

Olli

Morning again

........ the banks / Interhyp etc. play them off against each other. My tip: back and forth until one finally drops out. The interest rate of LBBW was "supposedly" approved by the board.

Morning

Sorry, this might be a bit too personal now, but

do you really believe that the banks let you play them off against each other?
The board at LB advises on the terms for financing your property?

Olli

I have to step in for Stefan G. here on one matter. It was the same with us that with a "counteroffer" from another bank, something was suddenly possible with the interest rate at our house bank after all.... Although the first offer was originally so good and we were told by the bank that there really wasn’t much more possible...

Some just don't want to believe it. They prefer to continue living under the belief that it doesn't work, just so they don't feel bad that they didn't negotiate (harder). 0.45% is easily possible, I've seen that in black and white myself. Dr. Klein got that from the local savings bank...Initial consultation, no renegotiation! Therefore, I'm sure, there's even more possible

Just stay in that belief and that's fine. I know what works and what doesn't.

If you overdo it, you're out. It's that simple.

And that a bank matches a counteroffer is not objectionable, MediaMarkt or any hardware store does that too.

But that doesn’t always work, specifically when the costs exceed the revenue. And sometimes it’s calculated so tightly that there isn’t much room left.