House donation by parents in 2-3 years - buying out siblings

In such discussions, I always realize again that it’s not really so bad to not have a lot of money in the family.

When I needed money for a kitchen during my studies, my sister just lent me the money. And of course, I paid it back. There are no mind games about offsetting with an advanced inheritance or such nonsense.

Lend your brother the money if you trust him and he needs the money at the moment. If it’s just one of those “oh yeah... I know what I would buy with that money” things, I wouldn’t lend it to him. Then he’ll just have to be patient until you settle your parents’ house cleanly and at the then-current value in 3 years.

Everything else is rubbish and only shows mutual distrust.

P.S: Even the idea to lend him the money at the common interest rate seems absolutely absurd to me. Banks are profit-oriented. Do you want to generate profit within the family?! Sensible and fair would be reimbursing your lost (interest) earnings. But if the money is just sitting in the account: what do you want to charge in times of negative interest rates? You would actually have to pay your brother something top for that.

So please, €30,000 is a completely different ballpark than money for a student kitchen... Distrust is definitely justified there. Personally, I couldn’t just write off €30,000 as easily as a small kitchen.

don't understand your post? of course you should consult a professional on tax law, but that wasn't the point.
next time I'll write "layman's opinion"

Well, at least without the h. There was nothing wrong with your comment; I just used it as a starting point. My criticism is aimed at the construct discussed here itself (postponing the time of the gift to the time of transfer). Such gross mistakes are mostly made by ordinary citizens. By the way, tax advisors usually don't prevent that either, and should mostly rename themselves to tax return consultants.

Well, I don't find it that difficult.
Put it in writing: x lends y the amount x interest-free. Repayment takes place with the payment of the compensation from the inheritance, but no later than in 5 years.
Have it formulated by the lawyer and that's that.

Come on, €30,000 is a completely different ballpark than money for a student kitchen... Distrust is certainly justified there. Personally, I couldn’t just write off €30,000 as easily as a small kitchen.

Everything is relative. The "student kitchen" didn’t consist of just 3 boards and a bucket for washing up, so it was a mid four-figure amount. For my sister, that wasn’t little money either.
It’s more about the trust within the family. Maybe I have a special perspective because we never had distrust, since there was no reason for disputes :D

To put it simply and clearly, I can only emphasize this:
If you don’t trust your brother, don’t lend him money. Period. Especially if it’s not absolutely necessary.
Wait until the time when the parents really want to move out.