House donation by parents in 2-3 years - buying out siblings

  • Erstellt am 2021-08-07 12:53:31

SumsumBiene

2021-08-10 12:54:18
  • #1


So 30,000 now I also find too little for a partial payout. But the brother also has great advantages now, as he can already make special repayments on his loan and save interest. That is not being accounted for either.
The OP could have a heart attack in two years and the brother then gets everything and the grandchildren have less or or or?
I personally would not feel cheated if I already received an amount X of today's value now.
 

11ant

2021-08-10 13:42:31
  • #2
Several suggestions have already been made here that can practically achieve the same - otherwise, there is also the formal possibility of a "Besserungsschein."
 

HilfeHilfe

2021-08-11 05:49:24
  • #3
well, if I don't have anything in writing yet, I wouldn't pay out either.... 2 years is a long time, a lot can happen. Even within the family. That's why I would have everything in writing now. If necessary, buy / have gifted with right of residence for the parents
 

11ant

2021-08-11 11:14:05
  • #4
I believe tax-related foolishness that happens to ordinary citizens but would never happen to the rich should be worth a separate post from me.
 

Tassimat

2021-08-11 14:20:05
  • #5
Everyone always talks about value increases, but what if the value of the house decreases? What if something big breaks, for example the heating, roof... whatever. Interest rates could rise, the standard land value could fall, a political change of direction... it doesn't matter at this point. But the property value is not one-way traffic.


Besides the general life risks, I think the biggest risk is that the parents could still change their minds and then decide not to give anything away. Or other disputes could arise within the family.

Long story short: I think the cleanest solution is that the brother borrows the money from the bank himself now and only when you really get the house do you pay 50% of its then current value. Side effect: The brother will also be motivated in the future to handle things cleanly and quickly in order to repay or redeem his loan early.
 

HilfeHilfe

2021-08-12 06:27:36
  • #6


I don't understand your post? Of course you should consult a tax expert regarding tax law, but that wasn't the point.

Next time I'll write "layman's opinion."
 

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