House construction still realistic despite rising interest rates / construction costs?

  • Erstellt am 2022-05-02 23:02:34

MarkoW.

2022-05-17 10:56:35
  • #1


What are the €18,000 development costs for? Are you not buying a developed plot from the municipality?

And are the €14k for the connections (presumably on your property) also including the costs for the installation of the transfer storage tank? That usually remains the property of the heat network operator. But of course, you have to pay for the installation.
 

Yosan

2022-05-17 12:52:41
  • #2
What takes so long with Allianz? I'm really interested. We were at the bank today regarding a loan for our house purchase. All documents are now submitted and the advisor said that the signatures will be ready in about 5 days. A few years ago, when we built a house, it went quite quickly with our previous bank. Do they take that long to check things at Allianz or what?
 

kati1337

2022-05-17 13:02:20
  • #3
I know that at banks offering the cheapest conditions, there tend to be waves of inquiries. In my experience, that can sometimes take 2-3 weeks instead of 4-5 days. But until July sounds really exaggerated. I would also be interested if the advisor explained that somehow.
 

Hutchinson123

2022-05-17 13:06:07
  • #4
That one can still afford such a "unique selling point" nowadays...

We financed our main component through ING and submitted it via Dr. Klein.
We had the contracts ready for signature in our mailbox after a few (three to five?) working days.
 

dertill

2022-05-18 08:32:07
  • #5


The supply and service boundary for district heating is specified by each provider in the general technical terms and conditions (TAB) or at the latest in the heat supply contract. Sometimes this is the main shut-off valve on the building side, in which case the customer is responsible for the entire system technology including installation inside the building, and the TAB specify the return temperatures to be maintained (and accordingly the dimensioning of the transfer station). Sometimes there are concrete specifications for the station (type, capacity, manufacturer) and sometimes the provider also takes over installation and operation. The latter is especially the case for direct networks where there is no separation between network water and heating water inside the building (rare in new buildings). For cost calculation, the original poster should inquire with the provider, as the transfer station including installation costs around 5-6k euros.

KfW40+ and district heating are not contradictory, by the way. The decisive factor in heat delivery is the primary energy factor fP of the heat. This can also be 0.0 (no typo) for purely natural gas-fired combined heat and power plants (CHP), and is often between 0.0 and 0.4 for larger plants. Whether that makes sense is another matter, but that is how it is. The price escalation clause is fixed, but the gas exchange price stored there can rise – and the 2022 price is based on the exchange indices from 2021, so be prepared for significant increases in 2023 and 2024. However, with KfW40+, this is not so serious since the heat demand itself is very low.
 

Lippo2022

2022-05-18 08:56:20
  • #6
Can say from experience don’t rely on the Allianz ourselves filed application 21.4 and got rejection on Monday reason ridiculous
 

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