Interest condition: Is it at a reasonable level?

I would still not exclude the major life insurance companies - their conditions are often very good.
With us, [A..ianz] was even significantly better than the employee conditions of my employer (large bank in the south).
Regards,
Dirk

I have now also inquired at Hannoversche. Is that a life insurance company?

, yes. I have my experiences with them, see But with your construction project it can go completely differently again.

Yes, they are also included.
If I were you, I would also inquire with Allianz.

Yes, I will inquire with Allianz. Next week we will still be at Volksbank and then with an advisor from Dr. Klein.