DarthVader
2011-10-22 13:11:25
- #1
So, my situation with equity is similar. Only the plot of land is significantly cheaper at around €50,000. For about 140 sqm, I also assume that I have to calculate with €280,000. :mad: And I don't even know if a kitchen is included yet. If you walk through the new residential areas, I can well imagine that a kitchen with a central cooking area, etc., is estimated at an additional €10,000.
In your place, I wouldn’t fix the loan for 25 years either. I find that very, very long. I have thought about doing it for 10 years first. You would then already have 1.1% more repayment! I assume that you get 3.5% for 10 years at the house bank, at Dr. Klein there is something about 3.00% interest.
And about the DIY work, I don’t know if that always works out like that. Afterwards, you might need three times as long as a paid tiler. Then at some point, it’s not worth it. That’s at least my opinion.
I have pretty much decided for myself that I don’t want a prefab house and would like to have a say in the awarding of contracts. Preferably with someone who knows about it. But I don’t know where to find such a person? I think I need an architect very little. There aren’t really such big deviations between the houses anyway. I would only have the finishing touches on the drawing done by him, because I think only an architect is allowed to do that?
In your place, I wouldn’t fix the loan for 25 years either. I find that very, very long. I have thought about doing it for 10 years first. You would then already have 1.1% more repayment! I assume that you get 3.5% for 10 years at the house bank, at Dr. Klein there is something about 3.00% interest.
And about the DIY work, I don’t know if that always works out like that. Afterwards, you might need three times as long as a paid tiler. Then at some point, it’s not worth it. That’s at least my opinion.
I have pretty much decided for myself that I don’t want a prefab house and would like to have a say in the awarding of contracts. Preferably with someone who knows about it. But I don’t know where to find such a person? I think I need an architect very little. There aren’t really such big deviations between the houses anyway. I would only have the finishing touches on the drawing done by him, because I think only an architect is allowed to do that?