Financing for 124 sqm semi-detached house – too tight?

2021-05-11 01:25:01

That is not correct. You can also hear the immediate neighbors...

Nevertheless, with a semi-detached house, the neighbor's terrace is usually much closer to your own window than with a detached single-family house. (please don’t bring up any exotic examples where it is exactly the opposite – the emphasis is on usually). And I know what I’m talking about. For years, I had neighbors in a semi-detached house who thought it was normal to light up their huge rotisserie grill EVERY summer evening and have guests on the terrace every other evening. That’s not an exaggeration.

We all roughly know how sound propagates. It makes a huge difference whether the neighbor’s terrace is 5m or 15m away from the bedroom window.

Being close to neighbors can also be great! There are many who can’t imagine anything better than a mid-terrace house. Always a chat with the neighbors on the left and right on the terrace. I can understand that. But please don’t portray this nonsense as if there were basically no difference whether you have a terraced house, a semi-detached house, or a detached single-family house.

2021-05-11 17:00:28

But please don’t portray this nonsense as if there were basically no difference whether you have a terraced house, a semi-detached house, or a detached single-family home.

Ay ay, Sir! I wouldn’t know that I dismissed anything as “nonsense”… I remember that the OP or someone else I replied to excluded noise in the case of a single-family house.

now please don’t bring any exotic examples where it’s exactly the other way around – the emphasis is on normally). And I know what I’m talking about.

Ay, Ay. Sir! I have never used exotic examples – they don’t fit ;)

Had neighbors in a semi-detached house for years,

I’m in a terraced/end-terraced house

We all roughly know how sound propagates. It makes a huge difference whether the neighbor’s terrace is 5m or 15m away from the bedroom window.

Yes, Sir… do you actually talk like this at home? Sound! Yes, sound, very special! It also passes through houses on the other side of the street. The neighbor across the street is always audible with us, there was a gap between buildings in the end-terraced house, as well as in the single-family home. Otherwise, there are all kinds of neighbors: we already thoroughly discussed this topic (not exotic) last summer: some shout and scream at each other, others speak calmly to each other, as long as they move outdoors.

Turning on their huge rotisserie grill EVERY evening in summer and receiving guests on the terrace every other evening. That is not an exaggeration.

I think a bit of exotic flavor just slipped onto the neighbor’s grill here :D

2021-05-11 17:28:13

sorry. The statements were not all related to you. I am also somewhat biased in the discussion because I recently had a similar one. The discussion tended to be that it practically doesn't make a difference whether you live in a terraced house, a semi-detached house, or a detached single-family house. After all, you have neighbors everywhere. You never know beforehand. Human contact is inherently something good. But in the order mentioned above, the importance of getting along well with neighbors decreases. In other words: I think the advice is correct and important to introduce yourself to your future semi-detached house neighbor and get an impression. You are simply much closer together. You practically share the front yard. The terraces usually adjoin each other directly. Living together is simply closer than in a detached house. (Even there, you should of course introduce yourself to the neighbors beforehand)

2021-05-11 17:48:50

That's what you mean. I agree with you! I briefly flipped through: there was the question about knowing the neighbor and getting on one's nerves. That's what you're probably referring to? I interpreted the statements differently. Based on my own experiences and those of friends, acquaintances, and hearsay, I now consider close contact during vacations and living as the same: too much friendship is burdensome, a close and well-maintained acquaintance with respectful distance or interaction and occasional casual meetings are good. Always also reflect on oneself. Noise from farther away can be just as or even more annoying than small talk next door – it also always depends on my own mood or what I’m doing in the garden. In this respect, I do not necessarily find semi-detached houses worth mentioning negatively regarding neighbors.

2021-05-16 12:47:32

A person from Brandenburg :) We are building near Potsdam soon (if the forestry authority finally takes action). And yes, the price is quite okay. Town & Country houses were sold to us with about 600 sqm of land for €250,000 (land price) + house. Total amount probably around €600,000 - €650,000. It is currently very difficult to find anything and the plots of land are sometimes more expensive than the houses.

We are building a bungalow, total price including land 1,462 sqm (got it very cheaply) about €530,000. Like you, I am very risk-averse. Without a savings rate of at least €1,500 - €2,000 / month I would have stomach aches about building.

With semi-detached houses it is always important whether you know the neighbors? They can really spoil the fun. Do you have only one financial advisor or several? I commissioned 4 to search around. Another tip I can give are the regional banks. Ask personally at the Mittelbrandenburgische Sparkasse for example. This is not included in the financial advisors’ portfolio and you can achieve/convince a lot more personally than if it goes through the financial advisor.

Hello, near Potsdam? Forestry authority? Town & Country? Could it be B..kwalde ;)?

2021-05-16 13:09:41

Hello, near Potsdam? Forestry authority? Town & Country? Could it be B..kwalde ;)?

No. Fichtenwalde. The nicer area :cool:

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Financing for 124 sqm semi-detached house – too tight?

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