Financing Feasibility Single-Family Home Purchase

De facto, due to the leasehold, it is a €380k financing. With an income of €3300 where the woman can hardly contribute anything for at least 5-6 years afterwards with parental allowance of 65% of the net income.

If the car breaks down, you have a problem, if the heating breaks down, you have a problem, etc.

There are simply incomes that make it extremely difficult to think about owning property in the sense of a single-family house. Normally, with this income, I only know couples who buy a condominium.

The income when children come will only be me working. My partner will take care of the children.

With that statement, you can immediately bury the house topic. If you really believe that, then no one here will take you seriously anymore, as it is a waste of time.

The problem we still have is that the owner can live in the attic apartment rent-free for life with his wife. If I then lease a car, I don’t have repair costs, right?

The problem we still have is that the owner can live in the penthouse apartment rent-free for life with his wife. If I then lease a car, I don't have any repair costs, right?

I said it’s a waste of time. I'm out

Where is the house approximately located? In our city, I might try it and if necessary sell it for 500k... In itself, this financing is absolutely madness for me!

Thank you all for the many contributions! You have helped me a lot with the assessment. Then it will rather be a [ETW]:-(

If I then lease a car, I have no repair costs, right?

Oh dear. Just forget about the house and continue happily renting. There is a fundamental lack of understanding when it comes to handling finances.