Financing Feasibility Single-Family Home Purchase

That is exactly the misconception. This forum does not reflect the real world. You can also acquire property with a HHEK of 3,300 EUR if you are aware of the consequences. Ask @kati1337. Everyone also said to her that it would never work with that income.

The double full-time earning academic HHEKs often portrayed here in the forum are fortunately not the standard, but still the exception.

that the father contributes a sum of 50,000 euros, but he wants to be registered in the land register at 50%.

Guys, calm down again. I don’t think it’s fair to tear the original poster apart like this.

Then you should also phrase it a bit more gently as a well-meaning piece of advice. That way it won’t come across as arrogant, which you don’t want to be (and probably aren’t).

Heretically claimed: Maybe you’re also lacking understanding? ;)

I think he means an all-in leasing. This is offered by almost all car dealerships. This covers, in addition to the leasing costs for the vehicle, all costs for maintenance, inspection, and wear and tear (sometimes even including tires), so you have a certain cost certainty. The rest is covered by the manufacturers’ warranties.

So basically his remark isn’t as stupid as some users here are making it out to be.

Ok. That’s your attitude. I respect that. It’s basically my attitude as well. But then it doesn’t really fit either, right? In my opinion, the best way to “pamper” your grandchildren is by helping them grow up in a nice home. Consumption alone hasn’t made anyone happy.

It’s not about having 200,000 EUR gifted. The financing becomes feasible if 10-20,000 EUR are “gifted” to pay off the car financing.