Financing commitment at the current time

Our current property is renovated, 280 sqm living space or two separate apartments, 1200 sqm plot with beautifully landscaped garden including log cabin sauna, outbuilding with 3 rooms, solid fuel or pellet heating. Our minimum is 350k to reach our equity; we are now going into the race with 419k and our agent is confident that we will get it or it might even be that we enter a bidding process.

That sounds great and above all super large. Why do you want another house again???

Why should there be another house again???

The pressure to suffer does not seem insignificant when one gives up 1,200m2 in BW for 350€/m2. On top of that, 280m2 of living space with 1 to 2 amenities are available. Often, monument protection is a burden, not an accolade.

How you interpret my lines is up to you. The fact is, currently no bank will finance you.

And the "hurdles" at the banks have not existed only since yesterday. Even follow-up financing (a few years ago) was/is significantly more complex than initial financing, for example 10 years ago.

Our current property is renovated, 280 sqm of living space or two separate apartments, 1200 sqm plot with a beautifully landscaped garden including a log cabin sauna, outbuilding with 3 rooms, solid fuel and pellet heating. Our minimum is 350k to reach our equity, we are now starting at 419k and our real estate agent is sure that we will get it, or it might even be that we go to a bidding process.

That is great and reads well. Nevertheless, listed buildings cannot be sold as quickly as other standard 08/15 properties.

That sounds great and especially super spacious. Why did you say you want another house again???

I find that question reasonable now too :)

The pressure to sell seems quite significant if you give up 1,200m2 in BW for 350€/m2. On top of that, 280m2 of living space with one to two amenities stand.
Often, monument protection is a burden, not a distinction.

It really is big :/
This house was built around 1800 and was a school. We have huge rooms, each about 20sqm, and unfortunately two large through-rooms. The fact is, we currently have two rooms for 4 children, and two of our children absolutely need their own rooms due to special educational needs. This house is a dream, we have put so much heart and money into making it as suitable for us as possible. However, child number 4 was a surprise and now unfortunately nothing fits anymore. We hope that our effort makes someone else happy. I am attaching photos from the exposé, we are very proud of everything here and also leave with a heavy heart.

Beautiful!
Wouldn't you maybe want to share the floor plan? Perhaps something nice can be created with the wisdom of many?
Even though some comments here were harsh, they are basically true and that may also hurt: but from the bank's perspective, your financing is really too tight. This check you describe does not refer to a change in the last eight weeks, but simply to the fact that the financing is too tight.