moccanna
2021-05-14 12:52:27
- #1
The savings rate can go to the "repayment account" = credit from the bank. The savings rate would then be identical to the bonus of the higher living value. I always calculate with the interest burden as a comparison to rent. So T€ 450 with 1.5% interest equals €562.5 = similar to the net rent. However, ancillary costs for condominiums are somewhat higher (administration, etc.). In this respect, you can check what you can rent for the price in Stuttgart (I have a friend in Waiblingen – so I know the prices quite well).
For €562 net, you hardly get anything here. 50 sqm in a bad location and old. According to the calculation, I would definitely have to buy. But doesn't the calculation forget the incidental purchase costs?