Evaluation of our 120% financing

And yet I consider 300€/month to be below average

Yes, I said from the beginning that we are already a "special case"
But it works.

And I consider 650€ to be above average and think you can also easily end up somewhere in the middle. So I just see potential for saving here. Even if it's only 100 or up to 200€ a month.

But everyone has to know for themselves where they can/want to save and whether they have to at all

Yes, we do live as sustainably as possible, but even we are still far from the goal I am aiming for. Right now there are a lot of mandarins, oranges, and bananas again. The kids like them. It’s healthy and you can simply never be perfect. But I often prefer to eat my homemade or (raw) bought sauerkraut from the Demeter store and get my vitamins from that.

Regards
Specki

I’m attaching a few pictures so you can get an idea

I really think it’s great how you do it. My mother also has a small garden where we all get tomatoes, cucumbers, lettuce, or peppers every 1-2 weeks during harvest time. Especially if you focus on organic, you save a bit of money. And the stuff tastes better than the 50 cent cucumber or tomato bunch. You could open a thread in the subforum "Gartengestaltung" and explain a bit about your food production there.

Was it a happy goose with plenty of space or factory farming?? Just because it is regional doesn't mean it is sustainable...

Unfortunately, I couldn't ask her if she was happy, but it was not factory farming.

And the stuff tastes better too, than the 50 cent cucumber or bunch of tomatoes. You could open a thread in the subforum "Gartengestaltung" and explain a bit about your food production there.

Oh yes, please please

Again, regarding the OP's question
I said that you should include the renovation costs in the financing.
The woman should also be able to earn more eventually...

Again about Specki:

Crazy stuff!
How do you manage that? I still see a lot of potential there.

We are also a family of four. Ok, our boys are only 2 and 4. But we spend €310.
Yes, we also have a garden from which some is harvested, but we partly shop at the organic store/Demeter store and about 70 to 80% of our purchases are organic.

You have already noted that some people depend on a supermarket.
I also have vegetables in the garden in summer (herbs, tomatoes, cucumbers, onions, red beets, and every year something new as an experiment... fruit trees unfortunately do not bear as planned) and I notice it positively in my wallet.
If someone is at home a lot, it can be well cared for, watered, and processed. If time is a bit scarce, then you rather reach for cooked red beets or supermarket carrots. In that respect, that should be regarded as normal and average. That is the way it is nowadays, because most jobs pay more than the value of one’s own harvest.
Therefore, these living costs should not be dismissed as nonsense, especially since they are very likely more balanced regarding the lentils.
Not everyone is lucky enough to have a Demeter farm with fair prices nearby.
You too will have to pay more at the latest when the children get to know the world, i.e. go to school.
Therefore, €600 including drugstore articles is more than realistic and I find it negligent in many cases when people calculate with less just because they only use toilet paper at work or (like me) only drink tap water and expect the same from the other family members.

But I often prefer to eat my homemade or (raw) purchased sauerkraut from the Demeter store and get my vitamins from that.

I’m only reading this now:
There are supposedly people who eat with enjoyment and not only calculating vitamins

I don't know if this is referring to me with the lentils? So the lentil proportion is not that huge for us either. There is a lentil dish once a week and about two to three times a week homemade pasta in which one third is lentils. So maybe each (adult) eats 300 to 400g of lentils a week. I don't find that very much. And then there's beans or chickpeas about every two weeks. (Beans mostly from our own cultivation) We have a Demeter farm with a milk vending machine. I can go there and fill 1 liter of milk into my own bottle and it costs 1€. So we get about a liter every one to two weeks. Otherwise, mostly only oat milk. Occasionally rice or soy milk. sorry, but your horizon doesn't seem to be very broad. Just because others are stupid, are you or we allowed to do that too? Same topic with environmental/climate protection? The main thing is to point the finger at others. Whining, they do it too, so I am allowed to behave badly. This way of thinking really disgusts me.

Nope, everyone has their own opinion. Mine is set.

Quite off-topic this discussion. To each their own! What was the last post on the actual topic?