Up to two full earners each (according to the status of family planning) with solid equity.
So all with about 40-70% financing. No one who would not be ruined by fronting a six-figure sum.
Irrelevant for the approval of subdivision, construction projects, etc.?
Yes. The actual use in the cadastre or land register has no direct building law relevance. However, it serves statistical purposes, for example to justify a planning requirement (land use plan amendment, development plan preparation).
What concrete assistance could be asked from them especially in the first steps of the search?
An initial assessment of the planning law situation of a possibly suitable plot of land. Here are three examples from a randomly selected village in the mentioned region without checking the actual conditions:
[ATTACH alt="beispiel1.png" type="full"]64330[/ATTACH]
Parcels 729, 730; unplanned inner area; buildable according to §34 of the Federal Building Code with 6 semi-detached houses.
[ATTACH alt="beispiel2.png" type="full"]64332[/ATTACH]
Parcels 65-69 and possibly parts of neighbor plots; possibly §34 Federal Building Code (see above), possibly outer area within inner area according to §35 Federal Building Code, which requires the establishment of a development plan possibly according to §§11ff Federal Building Code, which requires a lot of experience and advance payment.
[ATTACH alt="beispiel3.png" type="full"]64333[/ATTACH]
Part of parcel 701; a development plan is certainly required.
I assume the matter is basically settled (or at least no longer advisable) with unwilling local politicians?
Yes.
What importance does the rest have?
Hard to predict. However, in the Rhenish lignite mining area there is a high sensitivity to interventions in nature.
Is there a reasonable approach to exclude the presence of rare animals and plants in advance with comparatively high certainty?
Yes, there are various experts for this.
But honestly: This is for people who want to avoid negative interest rates. As soon as you have to create the planning law prerequisites by establishing a development plan, the risk simply becomes too great. Look out for plots of category 1.