Current processing time for construction financing applications at banks

If it is the Dutch online bank with the three letters, then prepare for six to eight weeks.

Oh, I have not experienced that additional documents are requested there for several financing inquiries yet.

What does online bank mean? name? The long processing time surprises me since I also work at an online bank and the internal service colleagues hardly have any delay. But to get back to your question. It is already good that the application is being processed. So it should be processed quickly now

We assumed that too, but now the holidays are also in between. I don’t think anyone will do anything between the years? As usual, the practice is to request the latest payslips again... According to the current status, the bank has the payslips from October, since we, as mentioned, submitted the application in November.

We also assumed that, but now the holidays are coming up as well. I don't think anyone will accomplish anything between the years? As usual, the practice is that the fresh payslips are requested again... According to the current status, the bank only has the payslips from October, since, as mentioned, we submitted the application in November.

Well, how reprehensible is it to ask for proof? Parental allowance cannot just be disputed, right?

If it's the Dutch online bank with the three letters, then prepare for six to eight weeks.

Yep, those are the ones.

If it's the Dutch online bank with the three letters, then prepare for six to eight weeks.

Yes, that's the one. Wow, the processing time is beyond good and evil! It could really throw a wrench in our plans. How are those supposed to manage who, for example, buy stock and need a quick approval for the broker/seller.

Well, how objectionable is it to ask for proof? Parental allowance can't just be dismissed, right?

From the bank's side, it's certainly not objectionable and would be understandable... only for us it is probably quite a deal-breaker. We are currently not receiving any parental allowance, but the latest payslip already includes something about maternity leave. Let's see, we are still considering taking a variable loan for the single apartment and paying it off after my wife returns to work. That would be our Plan B. Although I am increasingly hearing and reading that banks are reluctant to finance variable loans.