Current processing time for construction financing applications at banks

  • Erstellt am 2020-12-23 20:11:13

ypg

2020-12-25 20:20:57
  • #1
Not nice. What are the key details of the financing?
 

Thomas911

2020-12-25 20:26:36
  • #2
Loan: 550K
Equity: 50K
Net income: 5K
Car loan: 16K outstanding, 400€/month
 

HilfeHilfe

2020-12-25 20:49:11
  • #3
Basically okay
 

Thomas911

2020-12-25 20:55:43
  • #4
The rejection surprises me all the more. We did not expect that. The employment relationships are also permanent and unlimited. My wife's SchuFa shouldn't contain any nasty surprises either. Is it even possible that after submitting the aforementioned documents, the application will be reviewed again? I found that at most strange and don't know it at all that banks quickly stamp something and then review it again. On the other hand, what would our FB gain from spreading lies to us?
 

ypg

2020-12-25 21:01:54
  • #5

Is that so? I find 550000 quite a large amount.
In other threads, it is advised against.
I myself am not a financial expert...
 

K1300S

2020-12-25 21:02:12
  • #6
It happened to me recently at the same bank as well. After intervention by the [FB], the case was reviewed again by the department manager. That finally worked out, but the conditions were not acceptable to us, so we chose another bank. Commitment within four working days and without a catch. :oops:

(With the Dutch, it was allegedly reviewed by non-real estate caseworkers due to high workload, and apparently according to discretion and incomprehensible criteria.)
 
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