Current processing time for construction financing applications at banks

Why do you keep repeating that?

Because here in the forum, people who make requests often somehow feel personally attacked. You can't really say I keep repeating it constantly, I said it once and then repeated it once...

Because here in the forum, people who make requests often somehow feel personally attacked. You can't really say it was repeated "constantly," I said it once and then repeated it once...

True. I probably internalized the sentence a bit while reading it just now... it stuck with me... sorry.

3.5k of the man... 400 of that gone for the car etc...

How long do you want to pay off the 550k/what installment?

The prices have risen significantly here despite or precisely because of Corona. Then banks generally seem to want to take less risk, depending on the industry (Corona effects, now and in the future). They are afraid that there will be job losses, income reductions, I don’t know what, and thus insolvency.

Moin, I found ING extremely stress-free, and I work in aviation (on short-time work for 8 months) and I’m already 59... What worries we had. However, for us it was only about the pure construction costs, the land has been available for a long time. Plus a rented terraced house. Regards Olli

Hi,
I found ING extremely stress-free, and I work in aviation (been on short-time work for 8 months) and I am already 59...
What worries we made for nothing.
However, for us it was only about the pure construction costs, the land has been owned for a longer time. In addition, a rented terraced house.
Regards Olli

That is then a completely different construct. You have securities/equity.
We are also with ING and I also find them completely stress-free. With us (however in 2017) everything was done within a few days.

I recently bought two apartments. On October 7th, I had a bank appointment about it. We went through all the documents there and finalized the loan. Everything was discussed, etc. He said it would take a while until we have the contracts and can sign them. The notary appointment for the first apartment was then on October 21st. The notary appointment for the second apartment was on November 19th. Since then, of course, invoices for the notary, land registry, purchase price payment, broker, etc. have regularly arrived. For that, we simply overdrew my account. Last week, the call finally came that we can sign the notary contracts on December 29th. So... it is currently dragging on a lot at the banks. And by the way. I wouldn’t recommend such an approach to anyone who does not have an absolutely good relationship with their bank and their handling officer, as it does carry some risk. By the way, I don’t have to pay any overdraft interest :D oh yes, the bank is a regional Sparkasse.