Construction of a single-family house

  • Erstellt am 2016-02-16 08:59:59
A

andimann

2016-02-16 16:09:48
  • #1
Hi,



Scaredy-cat, coward! :-)

Sure, interest rates will rise, but they probably won't go above 4-5%.
And if you have a civil servant salary included, quite a bit of the risk is already taken out.

Tip: make yourselves a simple Excel sheet with the loan amount, the monthly payment, and different interest rates. It becomes very quickly very clear how big the difference is, for example, with a 200,000 Euro loan after paying off for 10 years at different interest rates. And then you can nicely play "what if..."

Best regards,

Andreas
 
B

Bodo!

2016-02-16 17:44:54
  • #2
Our calculation looked similar back then (instead of building new, we bought a finished house which is almost 100 years old *ggg*). For us, it would have been 192 sqm, however, for €450,000 instead of €300,000. It should roughly come to about the same. It would have been Bavaria, very rural.
 
L

Legurit

2016-02-16 18:50:16
  • #3
Load is fine - even if you will still have some remaining debt after 15 years. The price has already been confirmed by the building expert. If necessary, it will be two carports :D
 
A

andimann

2016-02-16 18:56:01
  • #4
Hi,



well, with all the carport offers I have, I’m rather considering switching from carport to garage, that would be cheaper... ;-)

Best regards,

Andreas
 
L

Legurit

2016-02-16 18:58:53
  • #5
In parts I was also already shocked; especially if you want to have a shed too... but there is also the carport for 1000 € - 3000 €. My father bought one back then at the hardware store for 800 marks or so - 25 years later it still stands like a rock.
 
B

Bieber0815

2016-02-16 21:25:28
  • #6
I had understood the price including the basement; if you estimate 40,000 euros for the basement, about 1400 euros/sqm remain.

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Rest deleted, it is speculation and does not belong here.

Rhineland greetings on the go
Construction expert
 

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