What would you recommend. Which offer would then be a healthy capital investment?
First, calculate your return. Relevant for this are the cold rent, operating costs, reserves formation, depreciation, interest costs, tax burden, and so on. And when you then realize that you have a return of just over 1%, you will find the answer to your question yourself. After the real estate market has only risen sharply in recent years, you have to consider for yourself whether it will continue to rise in the coming years. Or whether in 20 years someone will want to buy a run-down apartment in a high-rise or at what price.