Calculation of house construction and the time thereafter

  • Erstellt am 2013-09-06 20:26:58

Naddl

2013-09-09 10:14:38
  • #1
Hi,

I would also use the €420 for the special repayment.. with most banks you have a 5 - 10% special repayment right (depending on the fixed interest period).. if you really have a smaller building savings contract then you can top it up with a smaller amount, but I wouldn't take out an additional one. Calculate it for yourself.. the interest advantage alone from the special repayment will deter you from the building savings contract.

Regards,
 

Bauexperte

2013-09-09 10:56:34
  • #2
Hello,


First of all, the rough costs if you commission the entire house.

Single-family house, only Energy Saving Ordinance: TEUR 210
Living basement, incl. garage space: TEUR 75

Important: If you want to integrate the garage into the house, higher sound and insulation measures must be taken, as well as installing ventilation for the exhaust gases generated!

Additional construction costs: TEUR 30-40 (with slope rather more)
Painting work in EL: TEUR 12
Floor coverings in EL: TEUR 12
Exterior facilities in EL: TEUR 10
Reserve for extras: TEUR 10

All in, approx. total investment: TEUR 369; probably a bit more in Bavaria, depending on location even more than "a bit."

Much has already been written here about EL; in all cases, you must be sure that family, friends, and acquaintances also fulfill their part of the agreement (help).


I assume that annual vacation means 24 days. Assuming you work 12 hours daily, you can deduct 288 hours from the estimated 1000 hours. Furthermore, I assume your wife will primarily provide helper services; also important but not notably to be deducted. Remaining – rounded up – are 700 hours, divided among 3 helpers. How long do these helpers stay daily at the construction site – after their actual job? 4 or maybe 5 hours? Assuming 5 hours/day, each of them has 233 hours logged. That means 3 people work 47 consecutive days for 5 hours each on your construction project – will vary in reality as I simply assumed Saturdays as 5-hour working time. Maybe you are at the construction site on Sundays, but the helpers will surely want a rest day? Who organizes the materials to be installed?

Now the other side: a commissioned single-family house with basement of your desired size is usually completed after 7 months. 7 months at 22 working days each mean 154 production days with more/less 8 hours of professional daily work until handover of the house; plus drying times of the screed, where only EL in terms of wall coverings can be done. All building materials are transported to the site without your involvement.

For professional interior finishing, every provider calculates a good 3 months – with your calculation you want to finish in about 2.5 months – including self-built basement. You can therefore clearly see from the above rough example why users warn you about the pitfalls of EL.

You want to build the basement yourself – why not the entire shell directly? Here – if you trust yourself and have appropriate helpers and "professional" construction management – you can save most euros; less so with interior finishing. In my experience, the inner part rarely comes cheaper because most builders invest the supposed savings in higher-quality materials.


The measures required for KfW 70 are manageable and pay off in the medium term. It is certainly more insulation – the technology installed should be oriented towards the energy loss of the house. Ranges from the 15% rule with gas condensing boiler to heating support up to any kind of heat pump. The advantage – besides heating cost savings per year – is the better resale value.

Rhenish regards
 

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