Buying land from the municipality? Experiences?

Are the prices cheaper than private seller prices? Do you have to build immediately after purchase or can you wait 1-2 years?

A clear "it depends" to both questions. It may be that there are cheaper plots if, for example, areas are created for families who already live in the municipality. But it can also be that the municipality simply sells its crown jewels and the price becomes just as expensive as from private sellers.

Building obligations are common, but not present in all sales by the municipality. This is to discourage speculators from being interested in the plots.

Often it is passed on in the package or the [spasskasse] markets it where you pay more over the loan

We also bought our plot of land through the municipality. From our perspective, the price is a moderate market price. The development costs of the plot are included in the price (except for around €11/m2: that is the still payable construction cost subsidy to the municipal utilities). But street, lighting, etc. are included: and these costs have certainly not decreased in recent months/years.

Before that, we were also able to gain some experience in the search for a building plot. We encountered the following: - Municipality sells only to locals (local models of various kinds – partly quite "unconventional"); - Municipality markets via developers - Municipality markets via savings banks - Municipality distributes the plots by lottery: among others, there were also models where locals basically had double entries; - Municipality doesn’t sell at all --> apparently reserved for later.

Regarding the "building obligation": I actually don't see that as necessarily negative. Eventually, the building plots are meant to be developed. Otherwise, there are these endless gaps. For us, it is a moderate 5 years – that should be manageable. Clause regarding: Whoever does not build themselves must return it to the municipality (all costs borne by the buyer): this is a quite common clause. I see no disadvantage in it – except if one (for whatever reasons) cannot or does not want to build.

I definitely do not see buying from the municipality as disadvantageous. The prices are certainly not higher than when buying from private parties.

Often it is passed on in the package or the fun fund markets it where you pay more on the loan

That is not entirely true. We had the real estate department of Volksbank as the sole seller. They marketed our plots exclusively. Of course, they then also want to give you financing. But if you did not want that, you could still buy. K.

That is not entirely true. We only had the real estate department of Volksbank as the sole seller. They marketed our plots exclusively. Of course, they also want to offer you financing. But if you don’t want that, you could still buy. K.

However, that is not always the case. It’s about freedom of contract. In some areas, the bank selects the appropriate clientele.

That is not entirely true. We only had the real estate department of Volksbank as the sole seller. They marketed our plots exclusively. Of course, they then want to offer you financing as well. But if you didn’t want that, you could still buy. K.

This is actually more the rule than the exception: The municipality wants to sell. Who then finances it doesn’t matter to the municipality. Therefore, it depends on the agreement the municipality has made with the marketer (here: real estate department of Volksbank). In the constructions known to me, other financings are always possible.