Building financing and KfW300 applied for shortly before stopping

How long does it currently take for the confirmation of the application (BZA) to be issued after the application has been submitted?

Conditions for a 20-year fixed interest rate are now public. It's really ridiculous

No, it's clearly cheaper than at a bank. The purpose of the subsidy - giving away money would be stupid...

How long does it currently take for the confirmation of the application (BZA) to be issued after submitting the application?

The confirmation of the application (BZA) is created by the energy consultant, right? Ask him. He can tell you how long he needs for it.

The confirmation for the application (BZA) is created by the energy consultant, right? Ask him. He can say how long he needs for it.

It is clear to me that the energy consultant creates this; he also has the application ready, but he cannot say how long the KFW needs for the confirmation.

No, it is clearly cheaper than at a bank. The purpose of the subsidy - giving away money would be stupid...

Consistently absolutely unreflective statements. For most people here, the issue is that there is absolutely no planning security. About 3 weeks ago, the conditions were significantly better than they are now, so many people here would have been able to realize their dream of owning a home. And we are not talking about a gifted installment, but installments around 2,000 - 2,500€. That is significantly more than an average earner receives. We both earn very well and still have installments for us that amount to around 2,500€ over 30 years, which is very high, especially when planning a family and having to do without one income for a certain period.

The statement "yes, still cheaper than at the bank" means absolutely nothing here. The conditions from 3 weeks ago were significantly better than the current ones.

A little reflection would be appropriate here!

Yes, exactly, a bit more reflection. This also includes the fact that these interest subsidies are paid by all taxpayers, including those who do not build or cannot build. And what is actually more important for society is that housing subsidies from all taxpayers are primarily used for apartment construction and not for single-family home construction.