Building financing and KfW300 applied for shortly before stopping

Yes, exactly, a bit more reflection. This also includes the fact that these interest subsidies are paid for by ALL taxpayers, including those who do not build or cannot build.
And socially more important would actually be that building subsidies from ALL taxpayers are primarily used for housing construction and not for single-family home construction.

That may be true! I'm not making such statements here, am I?

Consistently absolutely unreflective statements. For most people here, it's about the fact that there is absolutely no planning certainty. About 3 weeks ago, the conditions were CLEARLY better than they are now,

Oh, so what were the interest rates for the 300 program three weeks ago? Oh yes, for example, starting from 07.02.2024 at 0.65%. If I now pay 0.74% fixed for 10 years with a long term, is that so much worse? What planning certainty is lost now?

And we are not talking about a gifted rate here, but about installments around €2,000 - €2,500.

But not because the KfW raised from 0.65% to 0.74%. And whoever can afford installments of around €2,500 in my opinion should not be subsidized at all, because then it seems that you earn big to be able to afford that.

The statement "yes, still cheaper than at the bank" means absolutely nothing here. The conditions 3 weeks ago were CLEARLY better than the current ones.

Please prove with numbers for the 300 program and don't just SHOUT. And nothing has changed with normal bank loans either.

.. I actually meant you. The interest rate hikes of recent years have certainly also kept one or another from building. And, the household situation is well known.

The government wants to sell us the extension of the fixed interest rate as a huge advantage for families here. That is a sham.

The government wants to sell us the extension of the fixed interest rate as a huge advantage for families here. That is a smokescreen

And why? Families still save 1.3% compared to the market interest rate!

And why? Families still save 1.3% compared to the market interest rate!

Quite simple: because you get 0% for 10 years.