Building financing and KfW300 applied for shortly before stopping

I can recommend the following post. Did you sign the contract in advance?

https://www.hausbau-forum.de/threads/kfw-fordert-zuschuss-zurueck-aufgrund-des-hausvertrags.46531/

We have signed a preliminary contract with the construction company, but no additional entries regarding the KfW subsidy are visible. This contract can be withdrawn from if the financing falls through.

We have concluded a preliminary contract with the construction company, but no additional entries regarding the KfW funding are visible. This contract can be withdrawn from if the financing falls through.

It is not a notarial purchase contract, but only a preliminary contract from which one can withdraw. And the plot of land is reserved until 1/2/24. A proper purchase contract will take place once the financing is secured.

However, this still ends on 31.12.

Ok, thanks. Of course, it is clear that the 300 program can still be applied to every day. However, I was not aware that it can no longer be applied for as of 01.01.24. If you happen to come across an up-to-date link about it, I would be happy.

Background:
For us, construction start is planned for spring 2024. And currently we are also implementing the structural requirements for the Efficiency House 40 without QNG in the detailed design.

Funding expires on 31.12.23 and would therefore cease if not applied for in time.

This is the first time I am hearing about this, and I really can’t believe it. A source for this would be great!

Ok, thanks. Of course, it is clear that the 300 program can also be applicable every day. However, I was not aware that it could no longer be applied for as of 01.01.24. If you happen to come across an up-to-date link about this, I would appreciate it.
Background:
We are planning to start construction in spring 2024. And currently, we are also implementing the structural requirements for the Efficiency House 40 without QNG in the detailed planning.

Here is an excerpt from the message from our bank after the financing request was received:
... "likewise, we cannot guarantee timely processing of KfW applications within the reservation period, especially if the submission was made shortly before the deadline expires. Please clarify in cases where only a few days of the reservation period remain whether the customers also wish to proceed with financing processing under the currently possibly higher conditions."

This is the first time I’m hearing about that, and I really can’t believe it. A source for that would be great!

There is no source clearly stating that there will no longer be 300 in 2024. Personally, I would assume it will come back, but I find it questionable whether it will simply continue on 01.01 or if it will take 1-2 months until the new budget is approved. Equally questionable is whether the interest rate will remain as good (see 297,298). One should also keep in mind that the income certificates will then shift by another year, in case one earns more or was not on parental leave. didn’t you want to have all documents together at the beginning of last week?