Build new or wait for an affordable house to become available?

Everyone who is retiring now will remain a customer of the TE for another 30 years.

Mostly retirees (but not to be enrolled in a chronic care program), from a billing perspective the death of a general practice.

Mostly retirees (but not to be enrolled in a chronic care program), billing-wise the death of a general practitioner's practice.

That is probably the reason why the doctors want to go to the city, right?

: Obviously, we are very different in this regard, but that’s okay and that’s not what this is about.

: I would appreciate it if you didn’t compare me and my partner to scammers who betray their partners so badly without being asked. I am aware that there have never been guarantees of happy marriages and never will be, and that has to be enough.

: I think the price is mainly made up of two factors: On the one hand, the land belongs to the municipality and they want to promote young families and home builders; the “official” price per square meter is about twice as high. On the other hand, the catchment area from Cologne, although people commute from further regions, really doesn’t extend here. I know several people who work in Bonn and live here, but the immediate surrounding area of Bonn is still affordable and accordingly, building is happening there first. I could imagine that both points will change and this area will come more into focus if the housing situation continues to worsen. But I’m not counting on that.

Good point, we still have to figure that out; we have direct neighbors whose plots are fully developed, but almost everything has to be expanded up to ours. We don’t know how much that will cost yet. Fortunately, super good internet is available via wireless, so no 5k+ fiber optic cable installation.

: No, come on, you can also finance a practice almost only with pensioners. That is definitely not the death of the family doctor’s practice.

In general: This is NOT about whether we want to move to the countryside or not. We live and love it in the countryside and are not willing to give up our quality of life for the possibility that maybe someday in some way the worst-case scenario might happen.

You got the wrong idea there. It was an example for Katja's comment that children are no guarantee of staying together.

So just keep it cool. I am actually surprised why you react to something like that. :-p.

the "official" price per square meter is about twice as high

That’s what I meant. I didn’t know it even existed, so I had alternatively asked about the averaged market prices of the neighboring villages. In some places there is no open market, but only the municipality offers openly and otherwise only under the pub table the Sepp from Vincenz buys directly.

No come on, you can also finance a practice with almost only pensioners. That is definitely not the death of the general practitioner’s practice.

It seems to me that billing was somewhat neglected in your training (it’s nice when doctors are good physicians first, but you also have to be able to make a living from it). For a specialist this is not a problem, but for a general practitioner then "the point is worth nothing" if you work "too much." With the patients’ age, the share of house calls increases. If you have "nursing homes," that’s great: drive there once, bill for twenty house calls, all patients "in one spot." But if scattered each in their single-family house? – I’ve experienced dozens of cases: doctor over 70 finally found a highly motivated young practice successor, but regularly then the bank turns that down: bad buzzword BWA.

: I openly admit that you might know more about this than I do. But my magic word is "additional qualification". I definitely want to work, among other things, in palliative care and as an emergency doctor, as there are good extra earnings in those areas. Additionally, I will try to become a specialist in internal medicine, specializing in rheumatology or oncology, because of my interest and because the area here is dramatically underserved. I didn't want to discuss my entire career plan here, but I already have a certain idea.