Build new or wait for an affordable house to become available?

At these land prices: build!
With this modesty (100-130sqm): build!
With this sense of luxury (tiled stove): build!
With this equity + expected salary as a doctor: build!

You can design the house, buy the adjacent plot for the view at the same time, have no guilt about having to wait for a death, and much more...

I’m also with Katja: why is it burning money if in 30 years you get 200k as resale value instead of 400k? Why is that the focus?
Counter-thesis: daughter takes over the house in 30 years. So what?
Grandma next door is worth her weight in gold, plus the original poster earns the fictitious 200k loss in two years. And you can hear between the lines how she raves about the area, that’s quality of life, being happy...

I don’t see the “fear” of being screwed over, many are laypeople. Building in the countryside also means you know the contractor, who definitely doesn’t want to mess things up with his future doctor or her offspring...if that’s not enough: hire a construction supervisor, done.

At these land prices: build! With this modesty (100-130sqm): build! With this sense of luxury (tiled stove): build! With this equity + expected salary as a doctor: build!

You can design the house, buy the adjacent plot for the view at the same time, have no bad conscience about waiting for a death, and much more...

I also agree with Katja: why is it burning money if in 30 years you only get 200k instead of 400k as resale value? Why is that the focus? Counter-thesis: daughter takes over the place in 30 years. And now? Grandma next door is worth gold, besides the OP earns the fictitious 200k loss within two years. And you can hear between the lines how she raves about the corner, that’s quality of life, to be happy...

I don’t see the "fear" of being screwed, many are laymen. Building in the countryside also means you know the contractor, he certainly doesn’t want to mess it up with his future doctor client or their offspring... if that’s not enough: hire a construction supervisor, done.

Because in 30 years it won’t be 200k€ but 60k€. How much does the old lady’s property cost again? Best indicator for the hypothesis, right? It might be okay for feeling good now. However, woman/man must be aware that it’s not an investment but burning money. There isn’t even that much left over for the children so that they don’t have to pay extra if both parents go into a nursing home with care.

From my point of view it’s just ego blabber blabber. But who knows, maybe the region will develop so that at least 150k€ becomes realistic *irony off*

As I said, I can send anyone the YouTube link to the documentary if interested.

That changes nothing for me and the point of view I have presented. Even if it were 0 euros. A doctor should be able to build wealth that is well above average... if then 1000,- / month for care is missing, other things are not right.

Because in 30 years it is not 200k€ but 60k€. ...

Or even less. So what? That's why people live there happily and contentedly for 50 years. I would agree with you immediately if she were a hairdresser (without wanting to insult them).

I would build with the given conditions. Even if the house should be worth less at some point - you are buying quality of life and you can afford it. And if the old lady is no longer spry in 20 years, you can still buy the little house for your child. And who says how developments will go... it could also be that life in the city will be unbearable in 20 years and many people will want to move to the countryside. Another thing: do you even have a practice that you can take over or work in? Or would it make sense to try to include the premises?

if there is no building obligation, I would buy the neighboring property at the same time (maybe a child would want to build there later) or you would have a nice, large garden. It is difficult to recommend an old house here without ever having seen the house, for example, what is the layout like? A new build might also be relatively inexpensive, here you often read about affordable providers (e.g. Town & Country), maybe better than an old house where nothing fits and which might also need expensive renovations. I think the bathrooms will have to be done anyway.

Best regards
Sabine