JanCux20
2019-10-13 08:56:40
- #1
We are facing the same problem, albeit not until 2026, but it doesn't matter. I also find the different dates for the expiry or the termination option very difficult; I wouldn't do it that way anymore today.
I'm not really sure yet what I will do.
I have also been advised to take out a loan with two different disbursement dates. However, a year passes during which the new loan is not being repaid, since it is not yet fully disbursed, and possibly the commitment fees apply as well. On the other hand, in my opinion, it makes little sense to continue financing only the amount from the KFW, as it is regularly too low for a construction company with the usual banks.
Therefore, in my opinion, the only reasonable thing is to fully repay the KFW and only continue financing the remaining debt of the main loan.
I'm not really sure yet what I will do.
I have also been advised to take out a loan with two different disbursement dates. However, a year passes during which the new loan is not being repaid, since it is not yet fully disbursed, and possibly the commitment fees apply as well. On the other hand, in my opinion, it makes little sense to continue financing only the amount from the KFW, as it is regularly too low for a construction company with the usual banks.
Therefore, in my opinion, the only reasonable thing is to fully repay the KFW and only continue financing the remaining debt of the main loan.