What things do I need to consider before selling the house?

  • Erstellt am 2022-10-14 14:15:25

i_b_n_a_n

2022-10-14 14:15:25
  • #1
I have an appointment with the notary next week and then finally my old shack will be gone ;-)

The handover will only take place after about 6-8 weeks because we still have to move the office and only afterwards I will probably have to fill some containers with accumulated "junk" so that the house can be handed over "broom clean". Only then will the money be transferred.

I have sorted out the internet connections, I am keeping them / regarding them I can cancel with a notice period of 4 weeks.

But what do I do with all the other contracts and fees?
Who should I urgently inform in advance or which contracts or insurances should I cancel?

I am especially thinking of building insurance / household insurance?

I would be very grateful for information from experienced home sellers.
 

leschaf

2022-10-14 15:35:40
  • #2
We have just both bought and sold.

When we made our purchase, the notary recommended to the seller to inform the insurance before the transfer of ownership that the house is vacant, because that is relevant for the claim in case of damage. The insurance then terminated the contract on their part, and it was necessary to take out a separate insurance for a vacant house for the time until the transfer of ownership.

After the transfer of ownership, we as buyers notified the building insurance of the change and immediately terminated it early.

Beyond the building insurance, we will now inform the following parties regarding our own sale:
- Current tenants (already informed, but for the sake of formality)
- Utility providers for electricity, water, and gas
- City administration regarding fees
- Cancel building liability insurance
 

SaniererNRW123

2022-10-14 16:08:59
  • #3
Inform at handover that there is a new owner/user. So report meter readings. Building insurance automatically transfers to the buyer. But of course also inform them (at the latest) when you move out that you are leaving. Household contents as well. Unusual. I have never heard of that before.
 

Chloe83

2022-10-14 16:17:00
  • #4
Deal with your current property tax. It is best to arrange with the notary in the purchase contract that the buyer assumes the property tax from the entry in the land register. The municipalities do not adjust the property tax during the year! And then only if the municipality receives a notification from the tax office. That can take some time.
 

Chloe83

2022-10-14 16:25:43
  • #5
Attribution update, that's what it's called. The municipality needs this from the tax office to transfer the property tax. From personal experience, I can say that this process takes time.
 

SaniererNRW123

2022-10-14 16:32:21
  • #6

This is automatically included - transfer of encumbrances. You just have to tell the buyer that you would like to get back the overpaid property tax.
But it doesn’t hurt if it is stated very explicitly once again.
 

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